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Money Starts in the Mind—Let’s See Where Yours Is.

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What you need to know:

Your money mindset is the internal lens through which you view, handle, and relate to money. It’s formed through your upbringing, past experiences, cultural influences, and even generational beliefs about wealth and success. This mindset often runs on autopilot—impacting your financial decisions, your ability to attract or retain money, and your comfort with saving, investing, or spending.

Why is it important?

Understanding your money mindset is powerful because it gives you the chance to break cycles, challenge limiting beliefs, and rebuild your financial behaviors from the inside out. This quiz isn’t just about identifying patterns—it’s about helping you recognize the narrative you’ve been living with, and offering clarity on how to shift into a mindset that supports your goals, not your fears.

I am very content and comfortable with my current financial situation.
True
False
When I have a financial setback, my demeanor stays the same.
True
False
Having money is the top priority in my life.
True
False
I do not have to work hard for money, money just comes to me easily.
True
False
If I begin a business venture that does not produce money fast, I quit that venture and move on to something else.
True
False
I don't feel comfortable investing my money for future gains. I like quick and fast money.
True
False
I have great money management skills.
True
False
I give out money so freely, that I would help someone in need even if I need the money for myself.
True
False
I often resent how much I have financially helped others.
True
False
It is very difficult for me to control my spending. I spend too much then regret my decision.
True
False
I panic when there is not enough money.
True
False
It is easy for me to become depressed when there is not enough money.
True
False
I don't care if I lose money, I know it will come right back to me.
True
False
I never worried about money as a child.
True
False
As a child, I always knew I would be wealthy as an adult. No matter what my parent's financial status was.
True
False
Sometimes I feel very confident about money. But there are other times when I feel very unsure.
True
False
As soon as I get money, I give it away to others who may need help.
True
False
The only people who deserve to be rich are people who work really hard for it.
True
False
I often feel bad about charging high prices for the business services I offer.
True
False
I often fantasize about the money I am going to have and even spend it in my head.
True
False
I cannot enjoy my life unless I have a lot of money.
True
False
I want to have more money, but I am afraid of the responsibilities that come along with it.
True
False
I do not like having the financial responsibility of paying bills, I would be happy to have someone pay everything for me.
True
False
I am extremely protective over my money. I know the amount I have down to the cents.
True
False
Not having the amount of money I want makes me feel insecure and vulnerable.
True
False
No matter how much money I have, I have a deep, recurring fear of going broke.
True
False
Other people get money easier than I do.
True
False
Deep down inside, I do not think I deserve to be rich.
True
False
I resent people who have more money than I do.
True
False
I don't care about being rich. As long as my basic necessities are met I am fine.
True
False

BWSN

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